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    Get On Board with The Top Mortgage Broker In Whitby

    Mortgage services are an essential part of the home buying process, and there are a variety of options available to help you secure the financing you need to purchase your dream home.

    CTMS,a mortgage broker in Whitby,is helping individuals and businesses to find the most suitable mortgage products to meet their needs. We are licensed professionals who are authorized to work with a variety of lenders and can help you navigate the often-complicated process of applying for a mortgage. We typically work with clients living in and around Whitby, Ontario to assess their financial situation, credit history, and property details, and then use this information to identify the most suitable mortgage products from a wide range of lenders. We can also help with the application process, and able to negotiate better terms and interest rates than borrowers could obtain on their own.

    How Can We Serve You Better for Mortgages in Whitby area?

    Pre-Approval

    One of the most popular mortgage services is pre-approval. This process involves a lender reviewing your financial information, such as your credit score and income, to determine how much you qualify for in terms of a mortgage loan. This can be a useful tool for homebuyers, as it gives them an idea of what they can afford and can also help them make a stronger offer on a home.

    Refinancing Done Right

    Another popular mortgage service is refinancing. This is when you replace your current mortgage with a new one, usually to take advantage of lower interest rates or to change the terms of your loan. This can be a good option for homeowners who have built up equity in their homes and want to lower their monthly mortgage payments.

    First-Time Buyers

    CTMS, a mortgage broker in Whitby is also a great resource for home buyers. we work with multiple lenders and can help you find the best rates and terms for your mortgage. We are also knowledgeable about different types of mortgages and can help you determine which one may be best for your unique situation.

    In summary, there are many mortgage services available with us to help you purchase your dream home.

    Whether you're a first-time homebuyer or looking to refinance your current mortgage, it's important to explore all of your options and work with a professional to find the best solution for your needs.

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    Why Choose Certified Mortgage Broker InWhitby?

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    Access to an Extensive Lending Network

    There are so many types of mortgage lenders available that you simply won’t have time to research all of them. But it is a mortgage broker’s job to know all the various options. They will inform you about the options that will give you access to getting your loan approved with terms that work for you.

    Handle Any Challenges That Arise

    When you have a mortgage broker, they’ll handle these inconveniences for you. You don’t have to stop what you’re doing to take care of them. This is a major perk because you probably don’t have time to constantly take time out of running your business to deal with the lender’s demands. But your mortgage broker will.

    Able to Manage Your Fees

    Several different types of fees can be involved in taking on a new mortgage or working with a new lender. These include origination fees, application fees, and appraisal fees. In some cases, we may be able to get lenders to waive some or all of these fees, which can save you hundreds to thousands of dollars.

    Saves Your Money With No Hidden Costs

    We are offered loans on a wholesale basis from lenders, and therefore can offer the best rates available in the market, typically making the total loan cost lower for the client.

    Testimonials

    • Thank you Steve Bryan and Felicia Ashman @ CT Mortgage Solutions. You made our impossible, possible, you refinanced our 2 properties same both January, 2022 hassle free. My husband and I are so impressed with your professionalism. Felicia, you’re a sweet soul. Steve, you get the job done! If Steve says it will be done, it will be done. We have so much confidence that we’ve been recommending you to all.

      — Ijeoma & Sunny ( Whitby )
    • Kavette and Steve did an absolutely amazing job getting me approved on a tricky and tough mortgage situation. I can’t say enough to thank both of you. You definitely have a customer for life now. God bless.

      — Rachid M (Ottawa)
    • Steve and Felicia are an amazing Team. I recently had to redo my mortgage. This is my second time working with them. They were efficient, quick, easy to work with, extremely professional, and were readily available anytime I called or e-mailed. I would highly recommend working with them. I’ve already shared their info with friends just in case they were ready to renew. I cannot say enough good things about them. I look forward to working with them in the future.

      — Drea Downs (Scarborough)
    • My wife and I were in great hands with Felicia and Steve. They were always available when we needed them and made us feel very comfortable and well taken care of. Felicia and Steve turned what could be a challenging time into a worry free experience. We would whole-heartedly recommend CTMS.

      — M Regan (Toronto)
    • Thank you CMTS Steve and Felicia, Very professional and efficient, if you are looking to refinance your mortgage, you can be confident that they will get the job done.

      — Rowan G. (Ajax)
    • This company is a great company, they are very transparent and honest. I was unable to use a AA bank at the time of closing my mortgage, and this brokerage company found me a credible lender willing and ready to go. The interest rate was high, however that was communicated to me. I was happy to be able to close, and deal with transferring over my account to a AA bank, once I was able to clear up my credit to qualify to a much less interest rate. This office was very professional, very quick to get a hold of, and made sure, exactly what you asked for got done! For me this company gets a 5 start for honesty, efficiency, punctuality.

      — Teena R. (Whitby)
    • Steve Bryan and his team are AMAZING! Steve has been my mortgage broker for well over a decade and he has done a great job at getting me the best rates. Buying a home could be a stressful process but with his guidance and experience, I felt comfortable and prepared every time I purchased a property. He is honest, knowledgeable, diligent, thorough and professional. I trust him with all of my mortgage financing needs and I highly recommend him to anyone looking for a mortgage. Thank you Canadian Tailored Mortgage Solutions for all your hard work and care!

      — Ruth (Pickering)
    • Steve and Felicia are very easy to work with. They are so detailed on their submission notes, always get the answers we need to fully understand each deals. They are reasonable and we do respect each other a lot. Great partners and I do recommend their services. I do enjoy working with this team.

      — P. Lam (Markham)
    • Steve and his team at Canadian Tailored Mortgage Solutions provided great advice and worked tirelessly to help refinance and close our rental property. It presented a few challenges, but Steve did a great job in getting it done. Their process was seamless and the level of service was above and beyond our expectations. With their assistance we were able to deal effectively with any issues that came up. Steve got us a great rate as well as arranged a swift appraisal of the property. If you want great service and a good finance rate I fully recommend Canadian Tailored Mortgage Solutions!

      — Michelle B. (Toronto)
    • I have worked with Steve and Felicia for a few years now, and I have zero complaints. They are both easy to communicate with, and prompt with their responses. They are very honest, and always have your best interest at heart. I would recommend them to anybody looking for mortgage assistance.

      — A. Reid (Toronto)
    • I have worked with Steve and Felicia for many years. They have help me with my mortgage, refinancing and emergency lending with true professional dedication and great customer service. They made me feel I was important to them. Thank you so much! I will definitely always recommend them for financial needs!

      — Kathleen F (Toronto)
    • “This is the second time my daughter and I are working with Steve Bryan regarding our Mortgage needs, and from that initial meeting back in 2015, Steve has been the consummate professional. Whatever questions we had, without delay Steve would respond. Any concerns or issues, Steve handled effectively. Steve’s expertise, astuteness and ingenuity were key, in helping us navigate through our Mortgage process.

      Steve’s Mortgage Agent and Assistant Felicia Ashman was outstanding as well. Felicia’s efficiency, knowledge and promptness, helped immensely in accelerating our Mortgage transaction.

      My daughter and I are extremely pleased with the service and attention we received from Steve, and we highly recommend him. Great job!!”

      — Judy and Michelle (Scarborough)
    • Thank you Steve Bryan and Felicia for working hard to get us a great mortgage and rate, we appreciate all your efforts in this entire process and would recommend you to any family or friends.

      — Tracey
    • It was a pleasure working with you and Steve as well. Your professionalism was truly outstanding.

      The closing went well; this was because of you and Steve working efficiently with precisely to everything done.

      I am grateful and appreciate all the help you both have given me. I will definitely be back in a year to remortgage my home again with Steve.

      I will definitely refer Steve to my family and friends for their mortgage needs.

      — Janet (Bowmanville)
    • We are extremely thankful to Steve Bryan for the excellent service he has delivered to us over the last 14 years. We are repeat customers and are in the process of purchasing our 3rd home. Steve is always willing to go above and beyond the call of duty to accommodate our many requests and to answer any questions that we have. He usually makes sure not only that we get the best mortgage interest rate but, also that the terms of the mortgage contract are favorable. Steve is usually very dependable when it comes to returning calls promptly. He is good natured and trustworthy which gives us a sense of comfort knowing that he has our best interest at heart. He regularly responds swiftly to our calls or emails and he is always very polite and professional. He makes us feel like valued customers.

      We have absolutely no hesitation in recommending him to our friends, family or anyone who may require his services. Thanks Steve for the many years of dedicated service to us.

      — Deon and Monty (Oshawa)
    • It has been a pleasure to work with Steve Bryan and his team. They are not only professional but current, approachable and dedicated to making sure you obtain a successful result. I would highly recommend Steve Bryan and his team; I will continue to be a client of his for life!

      — Keisha (Clarington)
    • Referring u to friends/family is easy. I am picky and you addressed all my questions/concerns in a timely and professional manner. You were also extremely knowledgeable and provided me with some key information that assisted me in getting a property that meets all my needs by telling me about the home improvement loan from the bank.

      — Sophia (Markham)
    • I have known Steve Bryan for the past three years …

      At our meeting I told him I was looking for a second mortgage on my home, he explained the steps involved in the process with great clarity he was very articulate, professional and effective. Steve was able to secure the mortgage with B2B bank at a reasonable interest rate and to my satisfaction.

      What I appreciated most was Steve’s dedication, commitment and driving results, I will recommend him to anyone in the future.

      — Judith D (Brampton)
    • If you’re looking for someone that will work for you and have your best interests at heart your search stops here. Steve fights for his clients to the end and never gives up on a deal until he gets it done. Thank you Steve.

      — Shelley D (Ajax)
    • We were recommend to Steve by a family friend and he was very professional and took the time out to lets us understand the pros and cons for what we wanted to do. When we decided what we wanted to do he gave us the best option. He’s patient and he makes sure you have all required documents before proceeding. I would recommend him to everyone.

      — Damian H (Ajax)

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