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    Welcome to Bowmanville Mortgage Broker

    CTMS, your trusted partner in finding the perfect mortgage solution for your dream home in the beautiful Bowmanville neighborhood. Whether you're a first-time homebuyer, looking to refinance your existing mortgage, or interested in investing in real estate, our experienced team is here to guide you through the complex world of mortgages.

    Highly experienced Mortgage Broker In Bowmanville

    As a locally owned and operated mortgage brokerage firm, we understand the unique needs and dynamics of the Bowmanville community. Our deep knowledge of the local real estate market allows us to provide personalized and tailored mortgage options that align with your financial goals. We believe that everyone deserves access to affordable and flexible mortgage solutions, and we strive to make the process as seamless as possible for our clients.

    Why CTMS is One of the Best Mortgage Brokers in Bowmanville?

    Dedicated Team

    When you choose CTMS, you gain the advantage of working with a dedicated team of professionals who are committed to your success. Our mortgage experts have extensive industry experience and access to a vast network of lenders, ensuring that we can offer you a wide range of mortgage products at competitive rates. We take the time to understand your specific needs and financial circumstances, allowing us to recommend the best mortgage options that suit your situation.

    Mortgages Tailor Made

    Navigating the mortgage process can be overwhelming, but with CTMS by your side, you can relax knowing that we have your best interests at heart. We handle all the paperwork, negotiations, and interactions with lenders on your behalf, saving you time and minimizing stress. Our goal is to make your mortgage journey smooth, transparent, and hassle-free.

    Exceptional Service

    At CTMS, we believe in building long-term relationships with our clients. We are dedicated to providing exceptional customer service and maintaining open lines of communication throughout the entire process. Our team is always available to answer your questions, address any concerns, and provide expert advice so that you can make informed decisions about your mortgage.

    Pool of Options

    Whether you're looking for a fixed-rate mortgage, an adjustable-rate mortgage, or a specialized mortgage product, CTMS, a Bowmanville Top Mortgage Broker is here to help. Contact us today to schedule a consultation and take the first step towards securing the mortgage that fits your needs and puts you on the path to homeownership in Bowmanville. Let us be your trusted partner in making your real estate dreams a reality.


    Bowmanville Mortgage Broker Offers a Comprehensive Range of Services

    Mortgage Consultation

    Our experienced mortgage experts provide personalized consultations to understand your financial goals, assess your current situation, and guide you through the mortgage process. We take the time to answer your questions, address your concerns, and provide expert advice tailored to your specific needs.

    Mortgage Renewal

    If your mortgage term is coming to an end, we can help you explore your options for mortgage renewal. We evaluate the current market conditions, negotiate with lenders on your behalf, and ensure that you get the most favorable terms and rates for your mortgage renewal.

    Second Mortgages

    If you need additional funds for major expenses or home renovations, we can explore second mortgage and HELOC options. Our team can guide you through the process, compare different products, and find the solution that best fits your financial needs.

    Mortgage Pre-Approval

    We assist you in obtaining a mortgage pre-approval, which gives you a clear understanding of your borrowing capacity and helps streamline the home buying process. With a pre-approval, you can confidently search for a home within your budget and negotiate with sellers.

    Mortgage Refinancing

    If you're looking to access the equity in your home, consolidate debt, or take advantage of lower interest rates, our team can assist you with mortgage refinancing. We analyze your financial situation, present suitable refinancing options, and guide you through the process to achieve your goals.

    Debt Consolidation

    If you have credit challenges or multiple debts, we can provide guidance on credit repair and debt consolidation strategies. We work with you to improve your credit score and explore options to consolidate your debts into a manageable payment plan.

    Mortgage Financing

    We work with a vast network of lenders to offer you a wide range of mortgage financing options. Whether you're a first-time homebuyer, self-employed, have unique financial circumstances, or looking to refinance, we can help you secure the best mortgage product at competitive rates.

    Investment Property Mortgages

    For those interested in real estate investment, we offer specialized services for investment property mortgages. We understand the unique considerations and financing requirements of investment properties and can help you secure the right mortgage to maximize your investment potential.

    Mortgage Insurance

    We offer information and assistance in obtaining mortgage insurance, such as mortgage default insurance (CMHC insurance) for high-ratio mortgages or mortgage life insurance to protect your loved ones in the event of unforeseen circumstances.


    • Thank you Steve Bryan and Felicia Ashman @ CT Mortgage Solutions. You made our impossible, possible, you refinanced our 2 properties same both January, 2022 hassle free. My husband and I are so impressed with your professionalism. Felicia, you’re a sweet soul. Steve, you get the job done! If Steve says it will be done, it will be done. We have so much confidence that we’ve been recommending you to all.

      — Ijeoma & Sunny ( Whitby )
    • Kavette and Steve did an absolutely amazing job getting me approved on a tricky and tough mortgage situation. I can’t say enough to thank both of you. You definitely have a customer for life now. God bless.

      — Rachid M (Ottawa)
    • Steve and Felicia are an amazing Team. I recently had to redo my mortgage. This is my second time working with them. They were efficient, quick, easy to work with, extremely professional, and were readily available anytime I called or e-mailed. I would highly recommend working with them. I’ve already shared their info with friends just in case they were ready to renew. I cannot say enough good things about them. I look forward to working with them in the future.

      — Drea Downs (Scarborough)
    • My wife and I were in great hands with Felicia and Steve. They were always available when we needed them and made us feel very comfortable and well taken care of. Felicia and Steve turned what could be a challenging time into a worry free experience. We would whole-heartedly recommend CTMS.

      — M Regan (Toronto)
    • Thank you CMTS Steve and Felicia, Very professional and efficient, if you are looking to refinance your mortgage, you can be confident that they will get the job done.

      — Rowan G. (Ajax)
    • This company is a great company, they are very transparent and honest. I was unable to use a AA bank at the time of closing my mortgage, and this brokerage company found me a credible lender willing and ready to go. The interest rate was high, however that was communicated to me. I was happy to be able to close, and deal with transferring over my account to a AA bank, once I was able to clear up my credit to qualify to a much less interest rate. This office was very professional, very quick to get a hold of, and made sure, exactly what you asked for got done! For me this company gets a 5 start for honesty, efficiency, punctuality.

      — Teena R. (Whitby)
    • Steve Bryan and his team are AMAZING! Steve has been my mortgage broker for well over a decade and he has done a great job at getting me the best rates. Buying a home could be a stressful process but with his guidance and experience, I felt comfortable and prepared every time I purchased a property. He is honest, knowledgeable, diligent, thorough and professional. I trust him with all of my mortgage financing needs and I highly recommend him to anyone looking for a mortgage. Thank you Canadian Tailored Mortgage Solutions for all your hard work and care!

      — Ruth (Pickering)
    • Steve and Felicia are very easy to work with. They are so detailed on their submission notes, always get the answers we need to fully understand each deals. They are reasonable and we do respect each other a lot. Great partners and I do recommend their services. I do enjoy working with this team.

      — P. Lam (Markham)
    • Steve and his team at Canadian Tailored Mortgage Solutions provided great advice and worked tirelessly to help refinance and close our rental property. It presented a few challenges, but Steve did a great job in getting it done. Their process was seamless and the level of service was above and beyond our expectations. With their assistance we were able to deal effectively with any issues that came up. Steve got us a great rate as well as arranged a swift appraisal of the property. If you want great service and a good finance rate I fully recommend Canadian Tailored Mortgage Solutions!

      — Michelle B. (Toronto)
    • I have worked with Steve and Felicia for a few years now, and I have zero complaints. They are both easy to communicate with, and prompt with their responses. They are very honest, and always have your best interest at heart. I would recommend them to anybody looking for mortgage assistance.

      — A. Reid (Toronto)
    • I have worked with Steve and Felicia for many years. They have help me with my mortgage, refinancing and emergency lending with true professional dedication and great customer service. They made me feel I was important to them. Thank you so much! I will definitely always recommend them for financial needs!

      — Kathleen F (Toronto)
    • “This is the second time my daughter and I are working with Steve Bryan regarding our Mortgage needs, and from that initial meeting back in 2015, Steve has been the consummate professional. Whatever questions we had, without delay Steve would respond. Any concerns or issues, Steve handled effectively. Steve’s expertise, astuteness and ingenuity were key, in helping us navigate through our Mortgage process.

      Steve’s Mortgage Agent and Assistant Felicia Ashman was outstanding as well. Felicia’s efficiency, knowledge and promptness, helped immensely in accelerating our Mortgage transaction.

      My daughter and I are extremely pleased with the service and attention we received from Steve, and we highly recommend him. Great job!!”

      — Judy and Michelle (Scarborough)
    • Thank you Steve Bryan and Felicia for working hard to get us a great mortgage and rate, we appreciate all your efforts in this entire process and would recommend you to any family or friends.

      — Tracey
    • It was a pleasure working with you and Steve as well. Your professionalism was truly outstanding.

      The closing went well; this was because of you and Steve working efficiently with precisely to everything done.

      I am grateful and appreciate all the help you both have given me. I will definitely be back in a year to remortgage my home again with Steve.

      I will definitely refer Steve to my family and friends for their mortgage needs.

      — Janet (Bowmanville)
    • We are extremely thankful to Steve Bryan for the excellent service he has delivered to us over the last 14 years. We are repeat customers and are in the process of purchasing our 3rd home. Steve is always willing to go above and beyond the call of duty to accommodate our many requests and to answer any questions that we have. He usually makes sure not only that we get the best mortgage interest rate but, also that the terms of the mortgage contract are favorable. Steve is usually very dependable when it comes to returning calls promptly. He is good natured and trustworthy which gives us a sense of comfort knowing that he has our best interest at heart. He regularly responds swiftly to our calls or emails and he is always very polite and professional. He makes us feel like valued customers.

      We have absolutely no hesitation in recommending him to our friends, family or anyone who may require his services. Thanks Steve for the many years of dedicated service to us.

      — Deon and Monty (Oshawa)
    • It has been a pleasure to work with Steve Bryan and his team. They are not only professional but current, approachable and dedicated to making sure you obtain a successful result. I would highly recommend Steve Bryan and his team; I will continue to be a client of his for life!

      — Keisha (Clarington)
    • Referring u to friends/family is easy. I am picky and you addressed all my questions/concerns in a timely and professional manner. You were also extremely knowledgeable and provided me with some key information that assisted me in getting a property that meets all my needs by telling me about the home improvement loan from the bank.

      — Sophia (Markham)
    • I have known Steve Bryan for the past three years …

      At our meeting I told him I was looking for a second mortgage on my home, he explained the steps involved in the process with great clarity he was very articulate, professional and effective. Steve was able to secure the mortgage with B2B bank at a reasonable interest rate and to my satisfaction.

      What I appreciated most was Steve’s dedication, commitment and driving results, I will recommend him to anyone in the future.

      — Judith D (Brampton)
    • If you’re looking for someone that will work for you and have your best interests at heart your search stops here. Steve fights for his clients to the end and never gives up on a deal until he gets it done. Thank you Steve.

      — Shelley D (Ajax)
    • We were recommend to Steve by a family friend and he was very professional and took the time out to lets us understand the pros and cons for what we wanted to do. When we decided what we wanted to do he gave us the best option. He’s patient and he makes sure you have all required documents before proceeding. I would recommend him to everyone.

      — Damian H (Ajax)

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