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    Consult with experts for your mortgage needs in Pickering

    Oshawa-family

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    Mortgage Broker in Oshawa Believes in Better Mortgage Solutions.

    In the Oshawa area, you'll want to save thousands on your mortgage. We can help you do just that. We’re here to help guide you on your home journey so you can get settled before you know it. At CTMS, you'll enjoy several benefits that help you save money and time.

    We're highly trained, knowledgeable and here to help with all your mortgage situation. We put you first and work hard to provide exceptional service that helps you save time and money. Our strong relationships with lenders allow us to continue to provide your best rate for your situation (even from your bank) by passing along a volume discount.

    Talk to us. Save your money.

    We have access to variety of mortgage products to fit your needs and financial goals. Why does this matter? Because if you don't have the options you need, it can cost you more later through penalties and fees that you didn't expect. We're obsessed with providing you with a better mortgage solution and it shows.

    Our Oshawa Mortgage Brokers Approach

    We work for you to deliver unbiased mortgage advice while offering you choice of mortgage options for each and every one of your mortgage needs.

    • We create a mortgage solution that best suits your needs and current situation for now and the future.
    • We treat all our clients with top priority and make sure they always receive the best mortgage solutions.
    • Free Mortgage Appraisals on completed deals.
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    Our Mortgage Services in Oshawa neighborhood

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    First-Time Buyers

    You’re opening the door to your very first home and an adventure filled with unknowns. No worries, we know our stuff. We’re in it together and your future is just around the corner.

    • Pre-approval and competitive rates, and terms.
    • Closely guided and completely digital mortgage application process
    • Flexibility for self-employed and newcomers

    There are a lotof important factors you should consider when it comes to choosing a mortgage.

    This is why we provide unbiased recommendations for your specific needs and secure the best mortgage solution for you.

    Mortgage Renewals or Refinancing

    Congratulations on your maturing mortgage… Now we can take a look and see what the best option for you on the market is, before you sign back with the current lender. Whether you’re a first-time homebuyer or a seasoned real estate maven, knowing your options when it comes to renewing and refinancing a mortgage is crucial. And having as much knowledge about how these processes work is immensely helpful in making clear decisions on major, long-term financial commitments.

    What is a mortgage renewal?

    If your mortgage is not fully paid off by the end of its’ term, you will need to renew it. This offers the home buyer a chance to renew terms that are hopefully more favourable. In other words, a fresh start to the agreement.

    What does it mean to refinance your mortgage?

    To refinance your mortgage means to renegotiate your existing loan agreement and select new terms. It can be either with your pre-existing financial institution or a new one if you decide to change.

    Home Equity Line of Credit

    A home equity line of credit (HELOC) gives you access to the equity in your home at your own discretion. The lender uses your home as a guarantee that you'll pay back the money you borrow.You can receive a loan of up to 80% of your Oshawa property's value. You are responsible for interest only payments each month on the outstanding balance that you use.

    Our team works with homeowners throughout the Oshawa neighbourhood to help them rehabilitate their finances and continue to invest in their property. Learn more about your options with CTMS today.

    Testimonials

    • Thank you Steve Bryan and Felicia Ashman @ CT Mortgage Solutions. You made our impossible, possible, you refinanced our 2 properties same both January, 2022 hassle free. My husband and I are so impressed with your professionalism. Felicia, you’re a sweet soul. Steve, you get the job done! If Steve says it will be done, it will be done. We have so much confidence that we’ve been recommending you to all.

      — Ijeoma & Sunny ( Whitby )
    • Kavette and Steve did an absolutely amazing job getting me approved on a tricky and tough mortgage situation. I can’t say enough to thank both of you. You definitely have a customer for life now. God bless.

      — Rachid M (Ottawa)
    • Steve and Felicia are an amazing Team. I recently had to redo my mortgage. This is my second time working with them. They were efficient, quick, easy to work with, extremely professional, and were readily available anytime I called or e-mailed. I would highly recommend working with them. I’ve already shared their info with friends just in case they were ready to renew. I cannot say enough good things about them. I look forward to working with them in the future.

      — Drea Downs (Scarborough)
    • My wife and I were in great hands with Felicia and Steve. They were always available when we needed them and made us feel very comfortable and well taken care of. Felicia and Steve turned what could be a challenging time into a worry free experience. We would whole-heartedly recommend CTMS.

      — M Regan (Toronto)
    • Thank you CMTS Steve and Felicia, Very professional and efficient, if you are looking to refinance your mortgage, you can be confident that they will get the job done.

      — Rowan G. (Ajax)
    • This company is a great company, they are very transparent and honest. I was unable to use a AA bank at the time of closing my mortgage, and this brokerage company found me a credible lender willing and ready to go. The interest rate was high, however that was communicated to me. I was happy to be able to close, and deal with transferring over my account to a AA bank, once I was able to clear up my credit to qualify to a much less interest rate. This office was very professional, very quick to get a hold of, and made sure, exactly what you asked for got done! For me this company gets a 5 start for honesty, efficiency, punctuality.

      — Teena R. (Whitby)
    • Steve Bryan and his team are AMAZING! Steve has been my mortgage broker for well over a decade and he has done a great job at getting me the best rates. Buying a home could be a stressful process but with his guidance and experience, I felt comfortable and prepared every time I purchased a property. He is honest, knowledgeable, diligent, thorough and professional. I trust him with all of my mortgage financing needs and I highly recommend him to anyone looking for a mortgage. Thank you Canadian Tailored Mortgage Solutions for all your hard work and care!

      — Ruth (Pickering)
    • Steve and Felicia are very easy to work with. They are so detailed on their submission notes, always get the answers we need to fully understand each deals. They are reasonable and we do respect each other a lot. Great partners and I do recommend their services. I do enjoy working with this team.

      — P. Lam (Markham)
    • Steve and his team at Canadian Tailored Mortgage Solutions provided great advice and worked tirelessly to help refinance and close our rental property. It presented a few challenges, but Steve did a great job in getting it done. Their process was seamless and the level of service was above and beyond our expectations. With their assistance we were able to deal effectively with any issues that came up. Steve got us a great rate as well as arranged a swift appraisal of the property. If you want great service and a good finance rate I fully recommend Canadian Tailored Mortgage Solutions!

      — Michelle B. (Toronto)
    • I have worked with Steve and Felicia for a few years now, and I have zero complaints. They are both easy to communicate with, and prompt with their responses. They are very honest, and always have your best interest at heart. I would recommend them to anybody looking for mortgage assistance.

      — A. Reid (Toronto)
    • I have worked with Steve and Felicia for many years. They have help me with my mortgage, refinancing and emergency lending with true professional dedication and great customer service. They made me feel I was important to them. Thank you so much! I will definitely always recommend them for financial needs!

      — Kathleen F (Toronto)
    • “This is the second time my daughter and I are working with Steve Bryan regarding our Mortgage needs, and from that initial meeting back in 2015, Steve has been the consummate professional. Whatever questions we had, without delay Steve would respond. Any concerns or issues, Steve handled effectively. Steve’s expertise, astuteness and ingenuity were key, in helping us navigate through our Mortgage process.

      Steve’s Mortgage Agent and Assistant Felicia Ashman was outstanding as well. Felicia’s efficiency, knowledge and promptness, helped immensely in accelerating our Mortgage transaction.

      My daughter and I are extremely pleased with the service and attention we received from Steve, and we highly recommend him. Great job!!”

      — Judy and Michelle (Scarborough)
    • Thank you Steve Bryan and Felicia for working hard to get us a great mortgage and rate, we appreciate all your efforts in this entire process and would recommend you to any family or friends.

      — Tracey
    • It was a pleasure working with you and Steve as well. Your professionalism was truly outstanding.

      The closing went well; this was because of you and Steve working efficiently with precisely to everything done.

      I am grateful and appreciate all the help you both have given me. I will definitely be back in a year to remortgage my home again with Steve.

      I will definitely refer Steve to my family and friends for their mortgage needs.

      — Janet (Bowmanville)
    • We are extremely thankful to Steve Bryan for the excellent service he has delivered to us over the last 14 years. We are repeat customers and are in the process of purchasing our 3rd home. Steve is always willing to go above and beyond the call of duty to accommodate our many requests and to answer any questions that we have. He usually makes sure not only that we get the best mortgage interest rate but, also that the terms of the mortgage contract are favorable. Steve is usually very dependable when it comes to returning calls promptly. He is good natured and trustworthy which gives us a sense of comfort knowing that he has our best interest at heart. He regularly responds swiftly to our calls or emails and he is always very polite and professional. He makes us feel like valued customers.

      We have absolutely no hesitation in recommending him to our friends, family or anyone who may require his services. Thanks Steve for the many years of dedicated service to us.

      — Deon and Monty (Oshawa)
    • It has been a pleasure to work with Steve Bryan and his team. They are not only professional but current, approachable and dedicated to making sure you obtain a successful result. I would highly recommend Steve Bryan and his team; I will continue to be a client of his for life!

      — Keisha (Clarington)
    • Referring u to friends/family is easy. I am picky and you addressed all my questions/concerns in a timely and professional manner. You were also extremely knowledgeable and provided me with some key information that assisted me in getting a property that meets all my needs by telling me about the home improvement loan from the bank.

      — Sophia (Markham)
    • I have known Steve Bryan for the past three years …

      At our meeting I told him I was looking for a second mortgage on my home, he explained the steps involved in the process with great clarity he was very articulate, professional and effective. Steve was able to secure the mortgage with B2B bank at a reasonable interest rate and to my satisfaction.

      What I appreciated most was Steve’s dedication, commitment and driving results, I will recommend him to anyone in the future.

      — Judith D (Brampton)
    • If you’re looking for someone that will work for you and have your best interests at heart your search stops here. Steve fights for his clients to the end and never gives up on a deal until he gets it done. Thank you Steve.

      — Shelley D (Ajax)
    • We were recommend to Steve by a family friend and he was very professional and took the time out to lets us understand the pros and cons for what we wanted to do. When we decided what we wanted to do he gave us the best option. He’s patient and he makes sure you have all required documents before proceeding. I would recommend him to everyone.

      — Damian H (Ajax)

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