Mortgage Solutions in Pickering, Ajax, Whitby, Toronto

Whether it’s a mortgage refinance, a mortgage renewal, debt consolidation or anything else related to financing for your home, we offer mortgage solutions in the GTA and surrounding areas to cater to your individual financial needs.

DEBT CONSOLIDATION

Sometimes for whatever reason debt starts to accumulate, pile up and get out of control. The important thing to realize is there are solutions to help you get back in control of your finances.

Refinancing your mortgage in order to consolidate debt is a pretty common and in most cases a smart thing to do. High interest credit card debts, lines of credit and auto loans can snowball out of control and get very difficult to stay on top of and pay off. Combining your debts into one lower monthly payment saves you the headache of having to worry about keeping up with multiple loans every month and in the majority of cases save you money on interest.

Benefits:

  1. 1 Consolidate high interest rate credit cards to one lower rate.
  2.  2 Save money and increase cash flow.
  3.  3 Reduce stress knowing that your financial situation is now manageable.

If making payments on your debts every month is difficult, debt consolidation may be the right choice for you.

Still have questions? Give me us call or send an email to discuss all your options.

FIRST-TIME HOME BUYERS

Are you ready to take that step into home ownership? Sometimes buying a new home can be an exciting, but also stressful and confusing process. We can help make the biggest purchase of your life easier. Before you start looking at houses consult a mortgage agent to ensure you are heading in the right direction. With access to multiple lenders, We’ll help you find the best rates and best mortgage options to buy your dream home.

When deciding to start the home buying process it’s important to start organizing and getting all your important documents together to ensure the process goes smoothly and quickly. Some of the common documents needed to start and complete the process are: T4, notice of assessments, job letters, pay stubs and bank statements.

Deciding which mortgage is right for you can be overwhelming for a first time home buyer so always ensure you consult with a professional who has your best interest at heart to help navigate you through the process from start to finish.

 Still have questions? Give us a call or send an email.

PRE-APPROVAL

Apply for a Pre-Approval ahead of time so you will know how much you can afford and what your payments will be before you start looking. Knowing how much you can afford before you start shopping around helps to ensure you will focus on finding the home of your dreams within your price range.

This process will provide you with a specific dollar amount that you can afford. Lenders and sellers will know you are serious about buying when it’s time to make an offer. In hot real estate markets, a buyer may need to act fast; if the competing buyer has a pre-approval in hand and you don’t, they win.

A pre-approval is quick and painless. Usually you can get pre-approved within 24 hours with the necessary income verification and supporting paperwork on hand. It’s the right step in your home purchase process.

Get a pre-approval before you go house hunting!

Still have questions? Give us a call or send an email.

INVESTMENT PROPERTY

Buying an investment property is rapidly becoming the preferred investing method in recent times. Since real estate values usually rise as time passes, it is considered a secure option to invest in. Nonetheless, to enjoy a profitable investment there are certain factors that you need to consider before buying an investment property.

Decide on whether you are going to hold on to the property for an increase in real estate value before selling or are you going to make profits within a few months by renting out the property. Each of these types of investments comes with certain outcomes that require expertise and knowledge in that area.
We will be able to answer any questions and provide you with options that are convenient and are the best choices for you.

Are you ready to get started? Give us a call, send an email or apply online.

Contact a Mortgage Solutions Specialist Today

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